Dialogue
A: Next, please. May I help you, sir?
B: Hello, yes, I’d like to open a bank account.
A: Certainly, I can can help you with that. What type of account would you like to open? A chequing or a savings account?
B: What features do they offer?
A: Well, if you just take a look here, see, with our chequing account, you can have unlimited daily transactions for a small monthly fee, and our savings account has a higher interest rate, but you must carry a minimum balance of $ 10,000 dollars.
B: I see, well, I think I’m more interested in a chequing account; I like to have easy access to my money.
A: Alright, then, with this chequing account you’ll be issued a debit card and a cheque book. Will you require overdraft protection? There is an extra fee for that.
B: No, that won’t be necessary.
A: In that case, I’ll get you to fill out this paperwork; I’ll need your social insurance number, and two pieces of government ID. If you could just sign here, and here, and
here; we’ll be all set. Would you like to make a deposit today?
B: Yes, I’d like to deposit one billion dollars.
Explain
Key Vocabulary
feature — /ˈfiːtʃərz/ common noun, plural interesting or important quality
chequing account — /tʃeking/ common noun, singular a regular account for daily transations
transaction — /trænˈzækʃənz/ common noun, plural an occurrence in which money is transfered from one person, or one account, to another
savings account —common noun, singular an account for people to keep their money, usually offers a higher interest rate
balance —common noun, singular the amount of money in a bank account
access —common noun, singular a way to get to something
debit card -common noun, singular a card for you to take money out of your bank account
overdraft —common noun, singular taking out more money than what is available in the account
I’ll get you —phrase (a way to ask people to do things)
I’ll need your — phrase (a way to request people to provide something)
If you could just — phrase (a polite way of asking people to do things)
deposit —common noun, singular an amount of money that is put in a bank account
Example
transaction.
Voice: Example one.
A: I need a record of my most recent paying transactions.
Voice: Example two.
B: There’s no fee for bank transactions done online.
Voice: Example three.
C: Okay, we’ve deposited your money. Would you like to make another transaction today?
overdraft
Voice: Example one.
A: The maximum overdraft of my account is only five thousand dollars.
Voice: Example two.
B: I’m sorry, sir, but you’ve exceeded your maximum overdraft limit. I cannot give you any
more money.
Voice: Example three.
C: Oh, no! I have to pay fifteen hundred dollars in overdraft fees.
Leave a Reply